Join Our Affiliate Programme

Partner with us to help close the funding gap for South African SMEs with fast, flexible growth funding.

Boost SME Growth and Earn Commission

Help South African SMEs get the funding they need to take their businesses to the next level, while growing your earnings.

We provide tailored funding solutions that traditional lenders struggle to compete with, with repayment plans designed to fit each business's unique needs, empowering them to grow.

How it Works

Refer and start earning in 4 easy steps.

Apply in Seconds

Complete the quick and easy sign-up form below.

Get Approved

Our team will call you within 48 hours to review your application.

Start Referring

Introduce Merchant Capital's solutions to your business network.

Start Earning

Earn commission for every deal successfully funded.

Who We Work With

Business Networkers

Individuals with a verified business network

Service Providers

Accountants, tax advisors, business advisors, financial advisors, bookkeepers, insurers and consultants

Suppliers

SME business suppliers

You must have a registered business or 50+ active businesses in your network

The Benefits of Partnering

Partner with a trusted market leader and help your referrals access capital within 48 hours.

Add value to your network by providing tailored business solutions and earning commission on every successful deal, while receiving dedicated support from a Merchant Capital account manager.

Industries We Fund

  • Restaurant & Bar
  • Retail
  • Building & Hardware
  • Health & Beauty
  • Manufacturing & Wholesale
  • Pharmacy
  • Medical

Shari'ah-certified funding option is available across all relevant industries.

Which Businesses Qualify?

To close a deal successfully, the business applying for funding must meet the following criteria:

Minimum Monthly Turnover

The business must generate R50,000 or more in monthly turnover.

South African Citizenship

The business owner must be a South African citizen or have a guarantor.

Minimum Operating Time

 The business must have at least 12 months of trading history.

Apply to Partner

Or Reach Out Directly
Reception:
011 217 2880
partners@merchantcapital.co.za