Fast, Flexible Funding for Your Accommodation, Travel or Events Business
Whether you run a guesthouse, travel agency, event planning company, or catering business, our funding is built for the realities of South African hospitality and events.
Whether you run a guesthouse, travel agency, event planning company, or catering business, our funding is built for the realities of South African hospitality and events.
Funding designed for seasonal and event-driven businesses
Running an accommodation, travel, or events business means managing seasonal demand, advance bookings, and the cash flow gap between deposits and final payments, whether you operate a guesthouse, travel agency, event planning company, or catering business. Cash flow gaps can limit your ability to prepare for peak season or take on new events.
Accommodation, travel and events finance gives you fast access to working capital without the red tape of a traditional bank loan. It's unsecured, meaning no collateral is required, and repayments are structured around your trading turnover.
Complete a simple online application and upload your proof of residence, business statements, and six months of bank records. It takes just a few minutes.
To qualify, your accommodation, travel, or events business must be registered in South Africa, trading for at least 12 months, generating R50,000+ per month. You must be a South African citizen or have a qualifying guarantor. We do not fund start-ups.
We assess your details and design a funding solution tailored to your business, with repayment terms you can manage confidently.
Repayments can be structured as a percentage of your card or banking turnover, via daily or weekly debit orders. We'll recommend the option that best fits your seasonal trading pattern.
Once approved, funds are deposited into your account within 24 hours, ready when your business needs them.
For over 12 years, Merchant Capital has invested more than R50 billion into nearly 60,000 South African businesses, including guesthouses, travel agencies, event planners, and catering companies. We understand the seasonal and event-driven pressures of this sector.
Apply in minutes and receive an obligation-free offer within 24 hours. When peak season or a major event is approaching, speed matters.
Choose repayments linked to your card or banking turnover, via daily or weekly debit orders, keeping your cash flow manageable even during off-peak periods.
Our funding specialists understand the pressures of accommodation, travel, and events businesses, from managing seasonal demand to funding a venue upgrade or marketing campaign.
We have extensive experience working with trusted accommodation franchises, travel groups, and events industry associations across South Africa, giving you the confidence to grow with a lender who knows your industry.
To qualify for Accommodation, Travel & Events Finance, your business must meet these requirements:
Your business should generate at least R50,000 per month. We support established hospitality and events businesses ready to grow.
You must be a South African citizen, or have a qualifying guarantor in place, to access this funding.
Your business must have been trading for at least 12 months. We do not fund start-ups.
Use our online calculator to estimate your advance amount and repayment terms, helping you make an informed decision.
These are indicative amounts only.
All offer amounts and costs are based on your monthly turnover and credit standing.
See how South African businesses like yours have unlocked growth and new opportunities with our tailored funding solutions.
Most accommodation, travel, and events businesses are approved and funded within 24–48 hours of submitting the required information.
Repayments are made via daily or weekly debit orders, linked to your card or banking turnover. This keeps repayments manageable even during off-peak seasons.
Absolutely. Many clients use it to renovate rooms, upgrade event facilities, fund a marketing campaign, or invest in audio-visual equipment.
No. It's a cash advance: no collateral and no drawn-out bank processes. Approval is quick and repayment is designed around your business.
Yes. Once 70% of your facility has been repaid, you qualify for a re-advance. If you didn't take the full amount initially, you can top up at any point.
32 Impala Road
Chislehurston
Sandton
2196
