Fast, Flexible Funding for Your Health & Wellness Retail Business
Whether you run a supplement store, health food shop, or wellness product retailer, our funding is built for the realities of South African health and wellness retail.
Whether you run a supplement store, health food shop, or wellness product retailer, our funding is built for the realities of South African health and wellness retail.
Funding designed for health and wellness product retailers
Running a health and wellness retail business means managing specialist stock, supplier relationships, and a health-conscious customer base, whether you sell supplements, health foods, or wellness products. Cash flow gaps can cost you a bulk order discount or leave your shelves short when demand is highest.
Health and wellness retail finance gives you fast access to working capital without the red tape of a traditional bank loan. It's unsecured, meaning no collateral is required, and repayments are structured around your trading turnover.
Complete a simple online application and upload your proof of residence, business statements, and six months of bank records. It takes just a few minutes.
To qualify, your health and wellness retail business must be registered in South Africa, trading for at least 12 months, generating R50,000+ per month. You must be a South African citizen or have a qualifying guarantor. We do not fund start-ups.
We assess your details and design a funding solution tailored to your business, with repayment terms you can manage confidently.
Repayments can be structured as a percentage of your card or POS turnover, via daily or weekly debit orders. We'll recommend the option that best fits your trading pattern.
Once approved, funds are deposited into your account within 24 hours, ready when your business needs them.
For over 12 years, Merchant Capital has invested more than R50 billion into nearly 60,000 South African businesses, including supplement stores, health food shops, and wellness product retailers. We understand the specialist stock and cash flow pressures of this sector.
Apply in minutes and receive an obligation-free offer within 24 hours. When your business needs capital, speed matters.
Choose repayments linked to your card or POS turnover, via daily or weekly debit orders, keeping your cash flow predictable even through quieter trading periods.
Our funding specialists understand the pressures of health and wellness retail, from managing specialist stock to funding a store expansion or new product range.
We have extensive experience working with trusted health and wellness retail franchises and buying groups across South Africa, giving you the confidence to grow with a lender who knows your industry.
To qualify for Health & Wellness Retail Finance, your business must meet these requirements:
Your health and wellness retail business should generate at least R50,000 per month. We support established retailers ready to grow.
You must be a South African citizen, or have a qualifying guarantor in place, to access this funding.
Your business must have been trading for at least 12 months. We do not fund start-ups.
Use our online calculator to estimate your advance amount and repayment terms, helping you make an informed decision.
These are indicative amounts only.
All offer amounts and costs are based on your monthly turnover and credit standing.
See how South African businesses like yours have unlocked growth and new opportunities with our tailored funding solutions.
Most health and wellness retail businesses are approved and funded within 24–48 hours of submitting the required information.
Repayments are made via daily or weekly debit orders, linked to your card or POS turnover. This keeps repayments manageable even during quieter trading periods.
Absolutely. Many clients use it to bulk-buy specialist stock, fund a store refurbishment, or invest in new display or refrigeration equipment.
No. It's a cash advance: no collateral and no drawn-out bank processes. Approval is quick and repayment is designed around your business.
Yes. Once 70% of your facility has been repaid, you qualify for a re-advance. If you didn't take the full amount initially, you can top up at any point.
32 Impala Road
Chislehurston
Sandton
2196
